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Horse Expenses: Budgeting Tips and Future Investments

Horse Expenses for August 2019

The love for horses is often accompanied by the expenses that come with owning them. From lessons to healthcare, stabling to insurance, the cost can quickly add up.

In August 2019, a horse owner like you probably had a list of expenses they needed to budget for. In this article, we break down the different categories and primary keywords involved in horse expenses for August 2019.

Lessons and Clinics

One of the joys of having a horse is the ability to ride them. Riding lessons are an important investment in improving your skills and connecting with your horse.

In August 2019, an owner may have spent money on riding lessons, a dressage clinic, or a reining clinic. Dressage is a discipline that focuses on the horse’s movement, while reining is a western riding discipline that involves patterns of spins, stops, and turns at high speeds.

Horse Health

The wellbeing of a horse is crucial, which is why horse health expenses are a significant part of a horse owner’s budget. Basic healthcare expenses include a visit from a farrier to trim and shoe the horse’s hooves, SmartPak supplements for the horse’s nutritional needs, a chiropractor to keep the horse’s back in alignment, and Morton Salt and Hooflex for hoof care.

Additionally, SmartLytes Paste can be given orally to provide electrolytes to the horse.

Fun and Gear

Personal protection gear and additional equipment can make riding more enjoyable for both you and your horse and keep your horse comfortable. In August 2019, an owner may have bought Davis Bell Boots for their horse’s protection, sold some tack they no longer needed on consignment, purchased a saddle pad, or got new riding gloves.


Some horse owners do not purchase insurance for their horse, but it is important in case of accidents. Liability and mortality insurance were purchased along with major medical insurance for the horse in August 2019.

Additionally, insurance for the vehicle used to tow the horse trailer or horse trailer insurance can be purchased, along with a US Rider Equestrian Roadside Assistance membership in case of emergencies while hauling horses.


Stabling costs are one of the largest expenses that come with owning a horse. In August 2019, stabling expenses included the cost of board.


Lastly, the cost of fuel for barn visits can add up and is an essential travel expense for many horse owners.

Money Well Spent

While horse expenses can be daunting, some expenses are unquestionably worth it. Often, these expenses are those that enhance your and your horse’s experience.

In August 2019, a horse owner invested in a dressage clinic, a Horseware Dressage Saddle Pad, and SSG All Weather Gloves to improve their riding and to provide added comfort to their horse when riding.


While owning a horse is a rewarding experience, it comes with a hefty price tag. From horse healthcare, stabling, lessons, and insurance, these expenses can add up to a considerable amount each month.

Additionally, investing in personal protection gear and other equipment can enhance your and your horse’s experience. Businesses that cater to horse owners should consider ways to offer attractive payment terms or financing options that make their services and products more affordable.

Nonetheless, for horse owners, the cost of owning a horse is worth the joy and satisfaction that comes along with it. Buyer’s Remorse

It’s not uncommon for horse owners to occasionally experience buyer’s remorse, especially when it comes to horse-related expenses.

In August 2019, a horse owner may have felt this way after purchasing a product that did not work out as expected. One example of a negative expense in August 2019 was buying bell boots.

Bell boots are protective boots worn by horses for exercise or turnout. They help prevent the horse from injuring themselves by hitting their own legs with their shoes.

Despite their usefulness, some bell boots may not fit well and can cause rubs and discomfort for the horse. As a result, some horse owners experience buyer’s remorse after purchasing the wrong type or size of bell boots.

To avoid buyer’s remorse with any horse-related purchase, research the product before buying it. Look for reviews and ask for recommendations from trustworthy sources like your trainer or fellow horse owners.

Tips for Reining in Expenses

Owning a horse can be an expensive endeavor, so it’s essential to find ways to save money where you can. Here are some tips for reining in expenses and staying within your budget in August 2019:


Sell What You Don’t Use

Have you accumulated a lot of horse gear and equipment over the years? Consider selling any tack or equipment that you no longer use.

Items like unused saddle pads, extra bits, or even that barely-used saddle that’s been collecting dust can be sold on consignment or online to earn back some of the money spent. 2.

Watch for Price Drops

Price drops of horse gear or supplements can be a lifesaver for your wallet. Keep an eye out for any sales or price drops by signing up for email newsletters and setting price trackers on popular horse equipment sites.

If you know that a specific product’s price will drop soon, plan to purchase it then. 3.

Compare Costs Before You Buy

When making any horse-related purchase, compare prices from different retailers and suppliers. A little research can go a long way in finding a more affordable option and can help avoid impulse purchases.

Don’t forget to factor in shipping costs or taxes when comparing prices. It’s also important to note that sometimes, opting for the cheaper option may not be worth it in the long run.

Cheap supplements may not have the same quality or may cause side effects in the horse. Always do your research and read reviews before buying a cheaper alternative.

In conclusion, with a little planning and research, horse owners can save money and make the most of their horse-related expenses. By selling unused gear, looking for price drops, and comparing costs before making a purchase, horse owners can stay within their budget and make the most out of their equine investment.

On the Horizon

As a horse owner, it’s essential to plan for future expenses, especially those related to new disciplines and equipment. In August 2019, a horse owner may have had some future expenses on their horizon, such as investing in

Compositi Eclipse Safety Stirrups, attending a cow working clinic, or exploring new horse disciplines.

Compositi Eclipse Safety Stirrups

Riding safety is a top priority for many horse owners, and investing in

Compositi Eclipse Safety Stirrups is an excellent way to ensure that. These stirrups have a patented flexible outer branch that can release the foot in an emergency.

Additionally, the stirrups are lightweight and durable, making them ideal for riders who participate in jumping or eventing disciplines. The price range of these stirrups can vary, but it is a purchasing decision that can enhance rider safety and therefore essential.

Cow Working Clinic

Cow working clinics offer horse owners a chance to learn how to work with cows through various techniques like cutting or penning. These clinics can help horses develop vital skills such as controlling and handling cattle, building trust between the horse and rider, and overall horsemanship.

Cow working clinics can also be a fun and social event, giving horse owners a chance to meet fellow enthusiasts and share their experiences. Participants will need to pay fees based on the clinic’s duration and location, but it’s a good way to work on horsemanship skills.

Horse Disciplines

Trying out new horse disciplines is a great way to diversify your horse’s skills and enhance your overall experience as a horse owner. Horse disciplines like western dressage, reining, and cutting can help develop specific skills and expand your and your horse’s knowledge base.

Investing in lessons, clinics, and competitions require extra expenses, so it is essential to factor it into the long-term budget. Additionally, exploring new horse disciplines may require purchasing new equipment.

For example, western dressage may require a specific type of bridle, and reining may require a specialized set of reins. Before jumping into a new discipline, research the needed equipment and factor in the cost of purchasing equipment before committing to it.

In conclusion, planning ahead for future expenses is essential to maintain the financial stability of owning a horse. Investing in safety equipment, signing up for clinics, and exploring new disciplines are excellent ways to expand your horsemanship skills and enhance your and your horse’s overall experience.

Make sure to conduct thorough research on all future expenses and start budgeting ahead of time to ensure that you can accommodate these purchases without financial strain. Owning a horse comes with expenses that can add up quickly.

The article covers various categories of horse expenses, including lessons and clinics, horse health, fun and gear, insurance, stabling, and travel. Tips for reining in expenses like selling unused gear, watching for price drops, and comparing costs before buying were also discussed.

Planning for future expenses like investing in safety equipment, attending clinics, and exploring new disciplines is also crucial. Ultimately, budgeting and planning ahead are essential in managing horse-related expenses and making the most out of owning a horse.


– How can I save money on horse healthcare expenses? You can save money on horse healthcare expenses by scheduling annual check-ups with your veterinarian, practicing preventative care, and researching the best prices for supplements and medications.

– What insurance policies should I consider when owning a horse? You should consider purchasing liability and mortality insurance, major medical insurance, horse trailer insurance, and tow vehicle insurance, along with a US Rider Equestrian Roadside Assistance membership.

– How can I make horse-related purchases more affordable? You can make horse-related purchases more affordable by selling unused gear, watching for price drops, and comparing costs before buying.

– How can I explore new horse disciplines without breaking the bank? You can explore new horse disciplines by attending clinics and competitions, investing in lessons, and budgeting for new equipment.

Do your research on the needed equipment, start budgeting ahead of time, and be aware of the added expenses.

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